Owning a home is a primary goal for most everyone. Nearly two-thirds of the population are home owners. Home ownership provides tangible benefits, such as shelter, privacy, a higher quality of life, and over time can provide a financial return on investment in the form of equity. Due to the amount of money required to buy a home, mortgage financing is required so buyers can pay off their purchase in small monthly increments, over an extended length of time.

Lending restrictions or personal situations may make it difficult for motivated buyers to obtain a mortgage and buy a home in a traditional fashion. Fortunately for these types of buyers, the ability to find and purchase a home does not have to end there. 

The current traditions that we have been raised to believe in are that banks are the only way to purchase property.  Sellers want to get paid in full and buyers don't have the total amount or don't want to put all of their money into one purchase.  Both sides of this situation are understandable. 

Both sides of the equation can actually create a better deal by working together.  The seller can make more on the sale without risk or injury to the buyer or his credit.  In fact the buyer can buy more of the property and do it easier than with the bank. 

Most of the paperwork that you sign when you finance property of any kind are the finance papers!
Why go through all of the hoops that the banks make you go through just to get rejected anyway. 

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Visit our "10 reasons to Owner Finance" page.

Our Mission:

 TopHat Capital, Inc. provides competitive results for real estate investors, developers, and owner-occupants. Given our extensive experience, TopHat Capital, Inc. offers direct expertise for each situation and transaction, whether you are buying a personal home or you have commercial project needs, such as financing existing properties, construction, development, or community redevelopment. TopHat Capital, Inc. is uniquely backed by dedicated asset management solutions designed to advance effectiveness for real estate experts.

Transaction Method
As a center of influence surrounded by many investors TopHat Capital, Inc. has a unique ability to negotiate and secure properties in an economy that is bogged down by the current economic crisis.  Many investors are looking toward the bargain world of Real Estate at this time.  Transactions during this period of reassessment require capital necessities. Our unique way of doing business is comfortable for all involved.  We have capital and use standard methods to buy and sell properties of all types and conditions.  TopHat Capital, Inc. buys in all areas and can work around financial circumstances that are unique to today's environment.

Many Choices in Financing Solutions
TopHat Capital, Inc. understands that complex financial transactions call for flexible solutions and a firm comprehension of the fluctuating market and industry phases. Therefore, we endeavor to pass along that knowledge to you, to secure transactions efficiently and effectively.